Sylvan Financial Group — Business Funding

Funding programs

Three ways to get capital, matched to how you'll use it

Business line of credit

Draw funds as you need them and pay interest only on what you use. Good for covering payroll gaps, seasonal dips, or opportunities that come up faster than your cash flow.

Best forOngoing, flexible needs rather than one large purchase.

Merchant cash advance

Get a lump sum today and repay it as a fixed percentage of your daily card sales. Repayment moves with your revenue, so slower weeks cost you less.

Best forBusinesses with steady card sales but limited collateral or credit history.

Term loan

Borrow a set amount and repay it on a fixed schedule. Straightforward budgeting for equipment, expansion, or a specific one-time investment.

Best forA defined project with a clear return you can plan around.

How it works

Four steps, most of them same-day

01

Apply

Tell us about your business and what you need the capital for. Takes about ten minutes.

02

Talk it through

A funding specialist calls to understand your business and match you to the right program.

03

Get approved

We review your revenue and cash flow, not just your credit score. Most decisions land within 24 hours.

04

Receive funds

Once you accept your offer, funds are typically deposited within one to two business days.

Industry news

What's happening in business lending

Forbes

Bigger SBA rule changes land October 1

New underwriting rules tighten citizenship requirements, require standard (not expedited) review for smaller acquisition loans, and add quality-of-earnings reports for deals over $3 million.

Read the article →

PrimeRates

Prime rate rises to 7.00% after Fed hike

The Federal Reserve's September meeting lifted rates for the first time since 2023, pushing the prime rate up a quarter point and raising costs on variable-rate lines of credit.

Start your application

Submit the form below and it's emailed straight to our funding team — no download, no separate email required.

Business funding application

Takes about ten minutes. We'll call you within one business day.

Applicant

First name*

Last name*

Email address*

Mobile number*

Date of birth*

Social Security number*

Home address*

Home city*

Home state*

Home zip code*

Business

Business legal name*

Business DBA name

Legal entity / proprietor type*

Federal Tax ID # (EIN)*

Business start date*

Business address*

Business city*

Business state*

Business zip code*

Business phone number*

Website URL*

Type of business*

Ownership

Owner name*

Ownership %*

Do you own multiple businesses?*

Yes No

Multiple owners?*

Yes No

Second owner name

Second ownership %

Second owner email

Funding

Funding amount needed

Program of interest

Anything else we should know?

Supporting documents (bank statements, tax returns, etc.)

Attach as many as you need — this is where bank statements can go too.

Authorization

The Merchant and Owner(s)/Officer(s) identified above (individually, and collectively "Applicant") each represents, acknowledges and agrees that (1) all the information and documents provided to Sylvan Financial Group ("Representative") including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify Representative of any change in such information or financial condition, (3) Applicant authorizes Representative to disclose all information and documents that Representative may obtain including credit reports to other persons or entities (collectively, "Assignees") that may be involved with or acquire commercial funding having daily repayment features or purchases of future receivables, including Merchant Cash Advance transactions (collectively, "Transactions"), and each Assignee is authorized to use and share such information and documents with other Assignees in connection with potential Transactions, (4) Representative and each Assignee will rely upon the accuracy and completeness of such information and documents, (5) Representative, Assignees, and each of their representatives, successors, assigns and designees (collectively, "Recipients") are authorized to request and receive investigative reports, credit reports, statements from creditors or financial institutions, verification information, or any other information a Recipient deems necessary, (6) Applicant waives and releases claims against Recipients and any other information-providers arising from any act or omission relating to the requesting, receiving, or release of information, (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant, and (8) Applicant consents to receive marketing calls and texts from Representative and its affiliates or assigns using automated technology. Consent is not a condition of funding. A copy of this authorization may be accepted as an original. Applicant further agrees to the use of electronic signatures for the execution of this document, including specialized electronic signature platforms.

I have read and agree to the authorization above. I consent to sign this application electronically.

Signature (type your full name)*

Signed date*

No obligation, no cost to apply. Submitting sends your information and any attached documents directly to Sylvan Financial Group.

Already started?

If you already have bank statements or documents ready to send, use the form below — no separate application required.

Prefer to call or email?

Reach our funding team directly.

Email Theo@sylvanfinancialgroup.com